The various levels of financial #inclusion and behaviors: #Unbanked > Underserved > Financially included via @Mastercard #mobile #CX #data #regulation #innovation #banking #FinTech

Surge in profitability: A sense of urgency for #digital #banks 8 #ChallengerBanks in the #UK and #Europe have turned into green in the last year via @CInnovation2 #innovation #technology #CX #data #strategy #banking #FinTech

Financial #inclusion has shown improvements in recent years % of adults in #SEA with a financial institution or #mobile money account in 2017 and 2021 via CIIP #innovation #unbanked #technology #CX #regulation #banking #FinTech

Traditional #banks have "built" their moats based on “lazy customers” #AI stands to vanquish hundreds or thousands more small and mid-size #banks by @mattcharris #regulation #technology #data #CX #talent #innovation #pricing #banking #FinTech

Moore's law is completely over Computation used to train notable #AI systems has grown exponentially: from 10 billion to 100 billion in less than a year via @DeutscheBank #technology #innovation #digital #talent #disruption #banking #FinTech

#APIs, the #digital glue in the #finserv sector Unbundling the #banking layers and rebundling through #BaaS and #EmbeddedFinance solutions via @CredAbleIndia #technology #regulation #innovation #data #CX #strategy #FinTech

This is not going to end well More than a quarter of global consumers more in debt now compared to 2022 via @YouGov #lending #PFM #financialeducation #CX #design #innovation #data #banking #FinTech

Low cost, universal and scalable #technology #Asia Is the region with the highest #mobile #payment penetration via @Citi #EmbeddedFinance #trust #loyalty #CX #data #technology #disruption #FinTech

Ain't easy to build a global #digital bank #Revolut's global licence portfolio: 18 different #banking license from 10 different regulators via @WhiteSight_ #regulation #technology #compliance #lending #payments #wealth #FinTech

Everything Embedded The white-label #FinTech industry is expected to reach $180–200 Bn by 2026, led by #EmbeddedFinance and #BaaS via @aranca #strategy #CX #data #API #technology #innovation #regulation #strategy #banking

#DigitalTransformation meets reality "SC's 100 job cuts include [...] some #DX specialists. They [...] were presumably the most surprised of the lot, because until recently they were receiving a lot of love" via @efc_global #talent #banking #technology

Founder factories in the spotlight 221 of the region’s 353 #VC-backed unicorns have fuelled 1,171 new tech enabled #startups via @Accel #talent #funding #technology #ecosystem #innovation #banking #FinTech

Leverage #OpenData Consumers are becoming more sophisticated in their purchasing behavior because of their cost-of-living worries via @Capgemini #data #technology #strategy #trust #innovation #trust #banking #FinTech

A masterclass for #digitalbanks and #FinTech around the world @nubank: Best-in-class cost structure lays foundation for sustainable long-term differentiation #mobile #inclusion #CX #data #innovation #technology #strategy #banking

Customer stickiness Once a #bank has acquired a customer in the #US, they tend to stay with the bank for many years (avg. 17 years) via Rego Payments #loyalty #trust #CX #data #design #technology #strategy #innovation #banking #FinTech

Leverage #OpenData Consumers are becoming more sophisticated in their purchasing behavior because of their cost-of-living worries via @Capgemini #data #technology #strategy #trust #innovation #trust #banking #FinTech

Scarcity foster innovation and healthy unit economics

Pay for #value you provide, not for the money customers trusted you Most clients continue to prefer other #payment models than standard (AUM)-based #pricing via @EYnews #WealthManagement #CX #innovation #technology #trust #loyalty #banking #FinTech

Watch a reel while you wait.... Speed is becoming less of a differentiator as #banks work hard on app performance via @OptimaUK #strategy #CX #data #technology #mobile #culture #innovation #banking #FinTech

The rise of #digitalbanks in #APAC To meet the emerging demands and #digital preferences of customers, regulators have either launched / planning to launch digital #banking licenses via @quinlanandassoc #regulation #inclusion #mobile #CX #data #FinTech

Unlock the opportunities The current issues of #SMEs, the impact to date of #OpenBanking and the future potential impact of #OpenFinance via @WhitecapConsult #innovation #data #regulation #CX #API #technology #strategy #banking #FinTech

This is so spot on Transformation Anti-Patterns: Management Consultancies via @officialsvpg #strategy #leadership #culture #talent #DigitalTransformation #banking #FinTech

Most consumers are uncomfortable using #AI for financial advice In contrast, many consumers would be comfortable for ordering food (65%) or returning an item (59%) via @MomentiveAI #CX #trust #innovation #technology #data #regulation #banking #FinTech

#Fintech scales #ChallengerBanks #Digital only #banks in #Europe have a global customer base of 28 million and growing via @CInnovation2 #innovation #CX #design #data #technology #trust #loyalty #banking

Cost to build a digital bank in ASEAN using management consulting firms 🤭