Credit Cards: Optimism and Equal Caution (#74)

Credit on UPI: Early signals and the next phase (#73)

The Existential Financial Gaps in Logistics (#72): A deep dive into the market dynamics of Indian commercial fleets, and learnings from experiments on working capital, fuel payments, and commercial vehicle insurance

RBI's Paradox: Customer Centricity at the cost of Innovation (#71): Second-order effects of the sledgehammer approach, and the need for entrepreneur-led innovation

Corporate Cards: The Opportunity Illusion (#70): Complex underwriting, low margins, and limited infrastructure underline Indian corporate cards

Regulations, UPI, Credit Cards and reflections from 2023 (#69): Regulator-led innovation, new UPI launches, credit card economics, and other large themes from the year

Credit Line on UPI: Banks Hold all the Aces (#68): Onus on banks to lay the roadmap to take Credit Lines to hundreds of millions on UPI

A Future with Credit for Everyone (#67): Bridging the private credit gap in India and exploring pathways to take credit to everyone

All roads lead to Credit (#66): Fintech industry's gold rush towards credit and how it may change the landscape

The Long Road Ahead for OCEN (#65): While OCEN protocol is a step in the right direction, it may struggle to fulfil its vision for financial inclusion

Tipping Point for Credit (#64): Credit cards on UPI silently prepare to deliver a large shift in credit

Monetisation in Consumer Payments (#63)

Enabling Credit Lines and Interchange on UPI (#62): Analysing the market opportunities for UPI with the guidelines on digital credit lines and interchange charges

UPI Lite: Filling the Gaps in UPI (#61)

Brilliance of UPI & its Next Chapter (#60)

The Aftermath of Credit-on-Prepaid Chaos (#59)

RBI's Digital Rupee Moves Closer to Reality (#58)

RBI releases the Tokenisation hounds (#57)

Talking Points on Charges in Indian Payments (#56)

Digital Lending: Less Grey, More Work (#55)

Credit Cards: The Calm Before the Storm? (#54)

RBI's Payments Vision amid Regulatory Chaos (#53)

Fintech Partnerships and Losing Customer Ownership (#52)

Credit on UPI: UPI gets new wings (#51)

The Murky World of Consents (#50)