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Unit Economics

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Picture of Unit Economics

Credit Card Bill Payments: Fair game in post-BBPS world (#75)

March 10, 2025, 3:50 a.m.

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Credit Cards: Optimism and Equal Caution (#74)

Dec. 8, 2024, 6:17 a.m.

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Credit on UPI: Early signals and the next phase (#73)

Aug. 26, 2024, 9:05 a.m.

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The Existential Financial Gaps in Logistics (#72): A deep dive into the market dynamics of Indian commercial fleets, and learnings from experiments on working capital, fuel payments, and commercial vehicle insurance

July 30, 2024, 4:29 a.m.

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RBI's Paradox: Customer Centricity at the cost of Innovation (#71): Second-order effects of the sledgehammer approach, and the need for entrepreneur-led innovation

May 26, 2024, 11:04 a.m.

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Corporate Cards: The Opportunity Illusion (#70): Complex underwriting, low margins, and limited infrastructure underline Indian corporate cards

Feb. 25, 2024, 5:36 a.m.

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Regulations, UPI, Credit Cards and reflections from 2023 (#69): Regulator-led innovation, new UPI launches, credit card economics, and other large themes from the year

Dec. 30, 2023, 1:05 p.m.

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Credit Line on UPI: Banks Hold all the Aces (#68): Onus on banks to lay the roadmap to take Credit Lines to hundreds of millions on UPI

Dec. 3, 2023, 3:53 a.m.

No Paywall
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A Future with Credit for Everyone (#67): Bridging the private credit gap in India and exploring pathways to take credit to everyone

Oct. 9, 2023, 8:37 a.m.

No Paywall
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All roads lead to Credit (#66): Fintech industry's gold rush towards credit and how it may change the landscape

Sept. 3, 2023, 12:04 p.m.

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The Long Road Ahead for OCEN (#65): While OCEN protocol is a step in the right direction, it may struggle to fulfil its vision for financial inclusion

July 2, 2023, 1:36 p.m.

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Tipping Point for Credit (#64): Credit cards on UPI silently prepare to deliver a large shift in credit

May 28, 2023, 2:09 p.m.

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Picture of Unit Economics

Monetisation in Consumer Payments (#63)

May 1, 2023, 5:42 p.m.

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Enabling Credit Lines and Interchange on UPI (#62): Analysing the market opportunities for UPI with the guidelines on digital credit lines and interchange charges

April 9, 2023, 2:13 p.m.

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UPI Lite: Filling the Gaps in UPI (#61)

March 19, 2023, 12:58 p.m.

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Brilliance of UPI & its Next Chapter (#60)

Feb. 12, 2023, 2:37 p.m.

No Paywall
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The Aftermath of Credit-on-Prepaid Chaos (#59)

Jan. 8, 2023, 5:25 p.m.

No Paywall
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RBI's Digital Rupee Moves Closer to Reality (#58)

Nov. 27, 2022, 11:07 a.m.

No Paywall
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RBI releases the Tokenisation hounds (#57)

Oct. 2, 2022, 12:29 p.m.

No Paywall
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Talking Points on Charges in Indian Payments (#56)

Sept. 11, 2022, 11:34 a.m.

No Paywall
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Digital Lending: Less Grey, More Work (#55)

Aug. 14, 2022, 10:08 a.m.

No Paywall
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Credit Cards: The Calm Before the Storm? (#54)

July 24, 2022, 8:54 a.m.

No Paywall
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RBI's Payments Vision amid Regulatory Chaos (#53)

June 26, 2022, 11:14 a.m.

No Paywall
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Fintech Partnerships and Losing Customer Ownership (#52)

June 5, 2022, 8:41 a.m.

No Paywall
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Credit on UPI: UPI gets new wings (#51)

May 15, 2022, 12:39 p.m.

No Paywall